How much down payment do I need to get a car? Not much at all. Your down payment can help lower the monthly payment. Who will finance me with my credit? We have over 25 credit lenders to finance people who have suffered credit bumps. What do I need to get a car? All you need is a job, a reasonable down payment and a drivers license. Do your cars come with a warranty? Our entire inventory come with a 3-month or 3,000 mile warranty and extended warranty is also available. Can I trade my vehicle if I want to upgrade? We will appraise your vehicle and give you fair market value, where you can then choose from over 400 cars in our inventory as your next vehicle. What if this is my first time buying a car? This is the best way for you to establish credit. Our lenders offer rates as low as 6.99 for first-time buyers. Can I get financing for a vehicle if I have just filed bankruptcy? At Nation Auto, we've developed a great relationship with our lenders, allowing us to give you another chance to establish your credit and receive the best possible benefits.